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Home DeFi

New Crypto Tech Could Make Using Digital Coins as Easy as Apple Pay

Morgan Blockwell by Morgan Blockwell
June 22, 2025
in DeFi
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New tools may soon make paying with crypto simple, fast, and easy for everyone.

  • Intent-based systems remove complex steps in crypto use
  • Wallet-free models allow smooth transactions with Face ID or links
  • AI assistants could handle crypto tasks faster and smarter

Crypto Use Today Is Still Too Hard

Right now, using crypto can be confusing and slow. People must deal with wallets, weird addresses, gas fees, different networks, and more. If something goes wrong, they need to try again from the beginning. That makes it hard for everyday people to get into crypto.

What Are Intents?

Intents are a new way to use crypto. Instead of doing every step yourself, you just say what you want to do. For example, “I want to send $5.” The system does the rest. It figures out how to move the money, what network to use, and how to pay fees, all in the background.

The Future May Not Need Wallets

Wallets have always been key to using crypto. But they are also hard to set up and use. New passkey-based models let people use tools like Face ID instead. No passwords, no seed phrases, and no app downloads. You can start and finish a transaction with just a simple link.

Easy Payments, Just Like in Regular Apps

Big platforms like Binance got popular because they made crypto easy to use. Intent-based tech does the same, but without needing a central company. It works like a normal app: deposit, trade, and withdraw, but all on the blockchain. Plus, the systems show proof they have users’ money — something you can check anytime.

AI Can Take Crypto to the Next Level

In the future, AI assistants might be the main way users interact with crypto. You just say, “Send 50 dollars to my friend,” and it’s done. No managing wallets, no signing, no extra steps. AI will find the best prices and lowest fees, making fast decisions users don’t have time to make.

Microtransactions Could Finally Work

Right now, most online services use subscriptions. Microtransactions — small one-time payments — are too hard to manage. AI agents could change that. They can handle fast, smart payments for each use, better than credit cards or PayPal. Intents would power these tiny transactions smoothly.

Beyond Just Sending Money

Intents aren’t only for payments. They can help make DeFi easier, trade between different chains, and manage big crypto portfolios. Even complex strategies, like earning yield or setting price limits, get simpler with intents.

Crypto May Soon Feel Just Like Regular Money

For crypto to go mainstream, it needs to be simple. Intents help by letting users focus on results, not actions. When people don’t even know they’re using blockchain, that’s when crypto wins.

Source: cointelegraph.com

Tags: ai assistants cryptodefi user experienceintent based architecturemicrotransaction paymentswallet free crypto tools

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